Financial Literacy Services

Considering Home Ownership? Need help understanding your credit? Del Norte’s Housing Counseling team can provide one-on-one assistance with credit counseling! Topics include:

Personal Finance
Budgeting – Creating a budget, strategies to build a simple budget, paying off debt, and core habits to maintain financial health
Credit Scores & Reports – What a credit score is, its importance, reading a credit report, maintaining a healthy credit score, and rebuilding bad credit.
Debt Management– Create a personal plan to manage your debt by using strategies such as loan consolidation, budgeting and debt management plans.
Identity Theft & Fraud – How to protect yourself from identity theft, understanding what information is at risk and red flags to watch out for with regard to common scams.

Home Ownership
Considering Home Ownership – Buying a home & the financial preparation required, factors that can affect loan eligibility, mortgage options, and estimating affordability.
Understanding Mortgages – How to budget for a mortgage, understanding the application process, the options, and the costs associated with getting a mortgage.

Please contact Vanessa Valenzuela 303-477-4774 Ext 25, or email

Del Norte will provide access to information through alternative means if clients or prospective clients have an impairment, disability, or language barrier. Please let our housing counselors know if you need accommodations.

If you are deaf, hard of hearing, or need assistance with speech, 711 can be utilized for TTY/TTD so that we can better serve you. To make using TRS as simple as possible, you can dial 711 to be automatically connected to a TRS communications assistant. It’s fast, functional, and free. Dialing 711, both voice and TTY-based TRS users can initiate a call from any telephone, anywhere in the United States.